Starting September 30, the U.S. government will be phasing out paper checks for federal benefit payments, including Social Security. This change is being made under Executive Order 14247, titled “Modernizing Payments To and From America’s Bank Account.”
This transition will primarily affect those who still receive their benefits via paper checks. To prevent any disruption in payments, beneficiaries are being strongly encouraged to switch to an electronic payment method before the deadline. Electronic payments are safer and more convenient, as they eliminate the risk of checks being lost, stolen, or delayed in the mail. They also provide faster access to funds, as the money is deposited directly into an account on the payment date.
The Social Security Administration (SSA) is actively reaching out to affected beneficiaries to assist with this process. There are two main options for receiving benefits electronically: Direct Deposit and the Direct Express® Card. Direct Deposit sends funds directly into a person’s checking or savings account.
For Social Security recipients, this can be set up or managed through a “my Social Security” online account. For those without a bank account, the Direct Express® Card is a prepaid debit card designed specifically for federal benefit payments. The card is a safe and convenient alternative, and enrollment can be done by phone or online.
For individuals who believe they need an exemption from this new requirement, a waiver process is available through the U.S. Treasury. They must contact the Treasury directly to file a waiver. Additionally, the SSA is no longer offering a temporary check option when processing initial claims, so new applicants should set up an electronic payment method to ensure a smooth and secure start to their benefits.
Kishor Panthi
View More PostsKishor Panthi is the founder and editor-in-chief of Khasokhas and NepYork. He is the author of three books, “Kampan,” "UNTRANSLATABLE" and “Zero Mile.” He writes about social issues, immigration, and politics.
